Waya Finance & Technology AB ( "Waya”, “we”, “us” or “our”) are committed to protecting the personal data of our customers, debtors and all individuals who interact with our services and websites. This privacy policy (“Policy”) describes how we collect, use, disclose and protect your personal data in accordance with the EU General Data Protection Regulation (Regulation (EU) 2016/679) (“GDPR”) and other applicable laws and regulations.
By visiting our websites, using our services or otherwise providing us with your personal information, you confirm that you have read and understood this Policy.
Waya Finance & Technology AB, registered under Swedish law with organization number 559012-7725, is the personal data controller for the processing of your personal data as described in this Policy.
We may collect personal data that you voluntarily provide to us when you:
Creating an account: To use our services as a creditor (eg invoicing or debt collection services), you may need to register an account. We collect personal data such as your name, contact information and other necessary information to maintain customer relationships.
Communicating with us: When you contact us via our websites, email, telephone or other platforms (including social media), we may collect personal information such as your name, email address, telephone number and the content of your communication.
Using our services: As a debtor, if you use services such as "My Pages" via BankID, we collect the personal data required to verify your identity and provide the requested services.
When you visit our websites or use our apps, we may automatically collect certain information through cookies and similar technologies, such as:
We may obtain personal data about you from third parties, including:
Credit reporting companies: Information about your credit rating and financial history.
Customers and creditors: Information necessary to fulfill our contractual obligations, such as payment history and related financial data.
Public records: Information from central and public address registers.
We process your personal data based on the following legal grounds:
To fulfill our contractual obligations to you or take steps at your request prior to entering into a contract, including:
To comply with legal obligations under applicable laws and regulations, such as:
To pursue our legitimate interests, provided that the processing does not override your rights and freedoms, including:
With your express consent, we can process your personal data for specific purposes, such as sending newsletters or marketing communications. You have the right to withdraw your consent at any time by contacting us at compliance@waya.see.
We use your personal data for the following purposes:
We may disclose your personal data to third parties under the following circumstances:
We use trusted service providers to perform functions for us, such as:
These service providers are bound by confidentiality agreements and may only process your data according to our instructions.
We may share your personal data within the Berazy Group, there Waya is a subsidiary, for internal purposes and service delivery.
We may disclose your personal data when required by law or at the request of authorities, such as:
In the event of a merger, acquisition or reorganization, your personal information may be transferred as part of the transaction.
With your consent, we may share your information with third parties for purposes not covered by this Policy.
Your personal data may be transferred to countries outside the European Economic Area (“EEA”). In the case of such transfers, we ensure that appropriate safeguards are taken, for example:
We store your personal data only for as long as necessary to fulfill the purposes for which it was collected, including:
After this period, the data is deleted or anonymized in a secure manner.
We use appropriate technical and organizational measures to protect your personal data against unauthorized access, loss or damage. These measures include:
According to the GDPR, you have the following rights:
We use cookies to improve your experience. For detailed information, see our Cookie Policy. Our websites may contain links to third parties for which we are not responsible.
We reserve the right to change this Policy. Any changes are published with an updated date. Review this Policy regularly.
For questions about this Policy, contact our data protection officer at compliance@waya.se or 010-330 20 88.
Location:
Waya Finance & Technology AB
Lilla Bommen 1, 411 04 Gothenburg, Sweden