Management and governance
The Board and its composition
The Board consists of four ordinary members with many years of professional experience from different areas that are all relevant to Waya. The Board therefore has solid knowledge and experience in, among other things, banking and finance, entrepreneurship, small and medium-sized business, venture capital, law, the technology sector, accounting and leadership. The Board also meets the need for knowledge and insight into the conditions and circumstances of the geographic markets where Waya has its main operations, i.e. Sweden.
The Board has also adopted a policy on its competence and composition to ensure, for example, skills development, diversity and the time commitment required for board work. By working continuously on skills development, the Board of Waya strives to always maintain good knowledge and insight into how Waya should be governed.
Anders Engdahl
Chairman of the Board
Anders Engdahl is a very experienced leader with over 25 years of international experience in the financial sector. Until 2022 he was President and Group CEO of Intrum, Europe's leading debt collection company, where he spent a total of eight years in several different roles such as Chief Investment Officer, Chief Financial Officer and CEO. Before that, Anders worked for over 15 years in investment banking and management consulting in London and Stockholm at several international banks and consulting firms, focusing on financial advisory and transactions in the financial sector. Anders was Managing Director at Morgan Stanley and has previously worked at Goldman Sachs, Credit Suisse and McKinsey. Anders holds a Master of Science in Business and Economics from the Stockholm School of Economics.
Carina Terenius Jilkén
Lawyer and tax expert
Currently runs her own company, Jilkén Invest. Previous experience from J&J AG in Zug, Mantatax and KPMG.
Christopher Fägerskiöld
Board member
Professional board member, Mergers & Acquisitions and Financial Advisor. Experience from KPMG, Livingstone and Industrikapital.
Erik Wenngren
Board member
VC at Spintop Ventures.
Founders
Waya's founding team has long experience in the credit industry, entrepreneurship, IT, leadership, accounting and law. A combination of skills and experience that makes Waya well equipped to challenge the credit industry.
Jörgen Fredman
CEO & co-founder
Managing Director of Waya since July 2020. Jörgen has 15+ years of experience in digital strategy and business development and is the owner of, and responsible for establishing, the Gothenburg office of the digital agency Ottobonis.
Niclas Josefsson
Concept sales, co-founder, Principal owner
Niclas's experience is centered on the finance and IT industry, and he has shown an ability to balance risk-taking with developing the business.
Simon Stål
Financial Process Specialist & co-founder
Simon has been part of the team responsible for developing the transaction platform and has been active in the group since 2007.
Operations
Anna Ziethén
Head of Operations
Responsible for operations.
Ulf Ohlfeldt
CSO
Responsible for Waya's Collection product and support team.
Jörgen Fredman
Finance
Responsible for Waya's finances.
Remuneration
Remuneration of senior executives and other employees at Waya is governed by the company's remuneration policy. It has been adopted by the Board. The remuneration policy is based on the Swedish Financial Supervisory Authority's regulations on remuneration systems, the EBA's guidelines on sound remuneration policies and the EU capital requirements framework. The remuneration policy is consistent with the company's operations and risk strategy and does not encourage excessive risk-taking.
IR and company-related questions
If you have questions about Waya as a company, you are welcome to contact: